GAO study of Federal bank regulations
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GAO study of Federal bank regulations joint hearings before certain subcommittees of the Committee on Banking, Finance, and Urban Affairs and the Committee on Government Operations, House of Representatives, Ninety-fifth Congress, first session, February 1 and 2, 1977. by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs.

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Published by U.S. Govt. Print. Off. in Washington .
Written in English

Subjects:

Places:

  • United States.

Subjects:

  • Bank examination -- Law and legislation -- United States.,
  • Banking law -- United States.

Book details:

Edition Notes

ContributionsUnited States. Congress. House. Committee on Government Operations.
Classifications
LC ClassificationsKF27 .B5 1977a
The Physical Object
Paginationv, 280 p. ;
Number of Pages280
ID Numbers
Open LibraryOL4690138M
LC Control Number77601594

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GAO discussed proposed legislation to consolidate the regulatory activities of the Office of the Comptroller of the Currency (OCC), Office of Thrift Supervision (OTS), Federal Reserve, and Federal Deposit Insurance Corporation (FDIC) and create a Federal Banking Commission. GAO noted that: (1) problems arising from four agencies' regulation of banks and thrifts include limited bank safety and.   Why GAO Did This Study. The U.S. financial regulatory structure has evolved over the past years in response to various financial crises and the need to keep pace with developments in financial markets and products in recent decades. GAO was asked to review the financial regulatory structure and any related impacts of fragmentation or overlap. Get this from a library! GAO study of Federal bank regulations: joint hearings before certain subcommittees of the Committee on Banking, Finance, and Urban Affairs and the Committee on Government Operations, House of Representatives, Ninety-fifth Congress, first session, February 1 and 2, [United States. Congress. House. Committee on Banking, Finance, and Urban Affairs.;. to encourage bank managers and directors to correct prob-lems identified in examinations. 4. A Questionnaire mailed to about 1, bankers asking their views about the objectives and worth of Federal bank supervision. Although not specifically addressed in our report, there is a fundamental issue underlying bank regulation which the.

United States Government Accountability Office Why GAO Did This Study HighlightsAccountability Integrity Reliability January BANK FEES Federal Banking Regulators Could Better Ensure That Consumers Have Required Disclosure Documents Highlights of GAO, a report to the Prior to Opening Checking or Savings Accounts.   Events surrounding the financial crisis raised questions about the governance of the 12 Federal Reserve Banks (Reserve Banks), particularly the boards of directors' roles in activities related to supervision and regulation. The Dodd-Frank Wall Street Reform and Consumer Protection Act required GAO to review the governance of the Reserve Banks. This report (1) analyzes the level of. Federal Reserve System: Truth in Lending (GAOR) HTML | 45 KB PDF; Febru Federal Reserve System and Federal Trade Commission: Fair Credit Reporting Risk-Based Pricing Regulations (GAOR) HTML | 42 KB PDF; February 5, Expertly-written federal banking regulation tools and products, and best practices from Compliance Alliance. Stay up-to-date with their massive Compliance Policy Library. Membership info @ () on [email protected]

Since , following the “Great Recession,” federal banking regulators have revised policies and procedures for use by examiners in supervising depository institutions’ management activities. Among them, those related to corporate governance and internal controls, and for identifying and communicating supervisory concerns.   Federal financial regulation encompasses varied and diverse markets, participants, and regulators. 3 U.S. Government Accountability Office (GAO), Financial Regulation, GAO, deposits unless it is chartered as a bank, thrift, or credit union by a depository institution regulator. Likewise, an individual generally cannot buy and. Code of Federal Regulations, Ti Banks and Banking, Pt. , Revised as of January 1, Cfr Title 12 Pt ; Code Of Federal Regulations(paper) Forms. As part of the package of regulations in the Dodd-Frank Wall Street Reform and Consumer Protection Act of , commonly referred to as Dodd-Frank, the Government Accountability Office (GAO), the supreme auditing institution of the federal government, reviews Dodd-Frank on an annual basis, releasing its empirical analyses of the law’s.